Summary
Date Posted: Wednesday, October 25 2023, Base Salary: Not Disclosed

JOB DETAILS:
Key Tasks And Responsibilities
• Check the creditworthiness of applicants;
• Arrange and conduct interviews with applicants and for business, loans carry out field visits for applicants who satisfy the preliminary assessment;
• Provide written information about the conditions of the loan types available and the loan application forms to potential applicants and to conduct a preliminary assessment of applications;
• Preparation of site visit reports for projects visited and management reports for the short term/medium/long term loan section;
• Receiving of short-term loan applications before forwarding to the medium/long term loans supervisor;
• Effective customer relationship management for customers by dealing with queries;
• Documentation management (filing & recording);
• Recording repayment details for the customers;
• Recording the number of the outstanding loan amounts and problem associated with any of the loans;
• Preparation and analysis of portfolio reports for the loan recovery showing status of debtors i.e., aging analysis, loan loss forecasts;
• Evaluate applications on the basis of information submitted and compiled and subsequently to prepare recommendations for the credit analyst;
• Ensuring that the credit taken out is used effectively for as it was originally intended;
• Check the applicant’s collateral and all other requirements for loan application;
• Explain eligibility and credit conditions, procedures and necessary documentation to applicants;
• Maintain records and prepare required monthly reports;
• Maintain a working knowledge of JALI S.C PLC lending and credit policies and answer customer questions appropriately;
• Any other duties allocated by the management /immediate supervisor within area of responsibility.

Qualifications And Experience:
Loan Officer
• Bachelor’s Degree in Business Administration, Economics, Finance or any other related field;
• At least 3 years’ experience working in a microfinance Institution or Bank in Credit/Loan Department;
• Knowledge of mortgage registration in RDB;
• Knowledge of CRB reporting;
Age Limit:
• Loan Officer, 25-35 years
Note: Having knowledge in Ad banking software is an added value

Work Hours: 8

Experience in Months: 36

Level of Education: 24

Job application procedure
• Qualified candidates can submit a cover letter, a resume (C.V) with details of qualifications and work experience including 3 traceable referees, with their telephone and email contacts, attach copies of academic papers- Degrees, relevant professional trainings/certification and send them to email address: jaliscplc@gmail.com . Please merge all application papers in one single word or PDF format document and put your name followed by the Position applied for, in the subject matter line.
• The closing date for receiving applications this position is on 31th October 2023 at 5:00 pm. Only shortlisted candidates shall be contacted for the exam.
• Augustin MUTABAZI
• Managing Director JALI S.C PLC

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